Not to be a Scrooge, but many of us are struggling with affordability this holiday season. Gift-giving is a way to show others we recognize and care about them, their lives, and their unique experiences and challenges, especially during times when finances are tight. But this year it’s just harder. With the rising cost of living weighing on many this season, thoughtful gestures can mean even more. But we still want to continue gift giving traditions. How do we do this without

Many of us are starting now to plan our holiday get-togethers – Thanksgiving, Christmas, Chanukah, Kwanzaa, New Years, and more are all...